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OUR PRODUCT

Rebuild Cost Assessment

Available in the United States

REBUILD COST ASSESSMENT

Insure it for what it would actually cost

Around ninety percent of US commercial buildings carry inadequate coverage, and in more than two thirds of those cases the shortfall is at least a quarter of the true figure. Rebuild Cost Assessment replaces regional averages and stale valuations with reinstatement values built from current construction costs, local labour conditions and the codes that apply today.
Rebuild Cost Assessment is currently available in the United States. For enquiries elsewhere, please get in touch.
Current construction cost indices, not historical averages
Local labour market conditions and regional cost modifiers
Jurisdiction-specific building code requirements

HOW IT WORKS

From estimate to evidence

A rebuild figure carried forward from an old valuation is a guess with a date on it. Every value we return is built from current inputs and shows its working.

Current costs

Built from live construction cost indices rather than a regional average that stopped tracking reality some years ago.

Locally adjusted

Regional labour availability, material costs and jurisdiction-specific code requirements applied to each individual property, not the state it sits in.

Fully itemised

Demolition, professional fees, external works and other modifiers shown separately, so the total can be interrogated rather than accepted.

Portfolio-wide

Assess sum insured accuracy across an entire book annually, rather than the fraction a manual valuation cycle can reach.

CAPABILITIES

What's inside Rebuild Cost Assessment

Accurate reinstatement values for a single property or an entire portfolio, delivered by API or as a full platform.

Price the real exposure

Underinsurance is a pricing problem before it is a claims problem. Assess sum insured accuracy across the whole portfolio rather than a sample, and find the gap between what you are covering and what a rebuild would actually cost.

Key partner benefits

  • Sum insured accuracy across the full book
  • Premium leakage identified and quantified
  • Fewer coverage disputes at the point of claim

Includes

Rebuild API
Rebuild Platform
LEARN ABOUT INSURERS

BY THE NUMBERS

What accurate reinstatement values are worth

Measured on coverage, accuracy and the exposure it uncovers

90%

of US commercial buildings carry inadequate coverage

100%

of a portfolio assessed annually, rather than a sample

[TBC]

*Suggested: properties valued to date, or average shortfall identified*

DEVELOPERS

Built API-first

Rebuild Cost Assessment is available as a full platform or through a documented API, so values can be requested at the point of quote, at renewal, or across an entire portfolio overnight.

REBUILD COST IN USE

Partnerships that deliver results

What changes when reinstatement values reflect current costs and current codes: adequate limits, accurate premiums, and far fewer arguments at the point of claim.

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National Broker Cuts Submission Time from 90 Minutes to 5

A top-20 UK broker transformed their property submission workflow with API-first data.

Book a free trial

COMPLETE THE PICTURE

There's more to the platform

Rebuild Cost Assessment is one of three products built on the same foundation. Both of the following are available in the UK and the US.

Address Validation

Ingest, clean and correct addresses at any volume, validated against authoritative national sources. The front door to everything else we do.

FIND OUT MORE

Risk Intelligence

Complete COPE and exposure data for any address, scored for confidence and ready to underwrite. Available across the UK and US.

FIND OUT MORE

FREE TRIAL

Ready to test our data?

Run up to 50 of your own properties through the platform and compare the reinstatement values against the sums insured you are carrying today. No payment details and no commitment, just a clear read on where the shortfalls sit.
Book a free trial BOOK A FREE TRIAL