Rebuild Cost Assessment, 2025; Kroll appraisal study via Triple-I, 2024.
WHO'S IT FOR
Insurers
FOR INSURERS
Underwrite what's there, not what's declared
Independent studies put 93% of UK properties and 90% of US commercial buildings on the wrong sum insured. Intelligent AI closes that gap, returning a complete, verified profile for every address you write, so selection and pricing rest on evidence rather than assumption.
PORTFOLIO OVERSIGHT
From ten percent surveyed to one hundred percent seen
A survey programme reaches a fraction of a book. Everything it cannot reach is renewed on data gathered once and trusted ever since. Intelligent AI assesses every location you hold, and refreshes it on a cycle you set rather than one your engineering capacity dictates.
One UK mutual moved from surveying ten percent of its hundred thousand addresses to continuous oversight of all of them, with assessment cycles falling from eighteen months to near-immediate.
DATA YOU CAN DEFEND
Defensible to your board and your regulator
Trust is the gate every risk model has to clear. Each figure we return carries its source, a confidence score and the date it was last verified, held in a permanent record of what was known at the point of bind. That is what makes it usable under Solvency II governance, defensible in a reserving review, and credible in front of a reinsurer.
RECOGNISED ACROSS THE MARKET
INSURER CASE STUDIES
Carriers who fixed the data first
What changes when exposure data stops being an assumption: sharper selection, steadier loss ratios, and portfolio decisions a board can follow all the way back to source.
Commercial MGA Proves Risk Selection to Capacity Providers
A specialist MGA used verified property data to demonstrate superior risk selection to their capacity providers.
OUR PRODUCT
See how the platform works for insurers
The data behind every risk, the coverage it spans, and how it reaches your underwriting workbench.
WHO ELSE WE SERVE
We work across the whole market
Insurers are one of four groups who rely on Intelligent AI.
FREE TRIAL
Ready to test our data?
Run up to 50 of your own risks through the platform and compare what comes back against the data sitting in your files today. No integration and no commitment, just a measured read on how much of your portfolio is currently priced on assumption.